PHA-Exchange> Fw: [EQ] Social Reinsurance: A New Approach to Sustain

[Aviva]

> New Book:
> Social Reinsurance: A New Approach to Sustainable Community Health
Financing
>
> Edited by Alexander S. Preker, David M. Dror
> International Labor Organization , World Bank, September 2002    ISBN:
0-8213-5041-2 SKU:  15041
> http://publications.worldbank.org/ecommerce/catalog/product?item_id=343845
>
> PDF for Introduction:
> http://www1.worldbank.org/publications/pdfs/15041intro.pdf
>
> Seminar October 30, to launch the publication:
> http://www1.worldbank.org/hnp/hsd/SocialRe.asp
>
> Text of the announcement: ".......Traditional sources of health care
> financing are often  inadequate leaving many of the 1.3 billion poor
people
> in low and middle-income countries without access to the most basic health
> services. Governments in these countries have tried to reach these
excluded
> populations through public clinics and hospitals. To help pay for these
> services, governments often use a combination of broad-based general
> revenues,  contributions from the formal labor force, and user fees,
> similar to the financing mechanisms used by Western industrial countries.
> However, these mechanisms are not always effective in many developing
> countries, leaving many of the poor without essential health care or
> financial protection against the cost of illness.
>
> Social Reinsurance details community-based approaches to insuring people
> against medical risk not based on individual  risk rating as in private
> insurance, but rather using decentralized social insurance based on the
> average risk. This book shows how the concept of social insurance can be
> implemented in countries that do not have the capacity to finance or
> organize large-scale systems. It also details the strategies and public
> policies that countries can use to mitigate the shortcomings of
> community-financing plans designed along the lines of micro-insurance.
> Reinsurance is stressed as a tool for enlarging the risk pool and
spreading
> risks across larger population groups, which no single micro-insurance
> scheme can do on its own. Social Reinsurance also discusses other measures
> to strengthen micro-insurance-based community-financing programs.
>
> This volume provides an important review of health-financing policy for
> rural and informal-sector workers in low- and middle-income countries.